Same-day appointments available, plus evening hours until 7 PM on Mondays.
Financial options

Financial

Dental costs shouldn't be a mystery, and they shouldn't be the reason you put off treatment. Whether you're due for a cleaning, considering a cosmetic upgrade, or searching for an emergency dentist in Fort Worth because a tooth is suddenly keeping you up at night, we want you to know exactly what to expect before any work begins. Most major insurance accepted, an in-house membership plan for the uninsured, and monthly payment options through Cherry mean there's a realistic path to care for almost every patient who walks through our door.

Financial options

Straightforward pricing, no surprises

Dental costs shouldn't be a mystery, and they shouldn't be the reason you put off treatment. Whether you're due for a cleaning, considering a cosmetic upgrade, or searching for an emergency dentist in Fort Worth because a tooth is suddenly keeping you up at night, we want you to know exactly what to expect before any work begins. Most major insurance accepted, an in-house membership plan for the uninsured, and monthly payment options through Cherry mean there's a realistic path to care for almost every patient who walks through our door.

Our Fort Worth dental team has built a financial policy around honesty and flexibility. We'll walk you through your estimate line by line, check your insurance benefits ahead of your visit, and point you toward a payment plan that actually fits your budget - not a generic one-size-fits-all number.

Dentist and assistant treat a relaxed patient wearing headphones in a modern dental office.
Compassionate dental care

Clear pricing, flexible ways to pay

We provide a range of flexible financial options and accept most major insurance plans, making it easier to receive high-quality dental care within your budget.

Before starting any treatment we clearly explain all costs and review your payment options - so you never encounter a surprise on the invoice.

We also offer convenient third-party financing through Cherry, giving you additional flexibility in managing your dental expenses.

We know that cost is often the biggest question on a patient's mind before they ever sit in the chair. That's why our team reviews your treatment plan item by item and tells you what your insurance is expected to cover, what's left over, and which of our payment routes makes the most sense for your situation. There's no pressure to decide on the spot.

If you've been putting off a filling, a crown, or a conversation with an emergency dentist in Fort Worth because you're worried about the bill, we would rather you ask us directly. In most cases, we can find a way to get you seen and treated without delaying care over a financial question that has a simple answer.

Dental care at Flossophy Dental Studio

Insurance

Accepted insurance plans

We accept most major dental plans. If you don't see yours listed, call us - we may still be able to file it on your behalf.

Delta Dental MetLife Cigna BlueCross BlueShield Aetna

Also accepted: United Healthcare, Humana, Guardian and other major PPO plans. We verify your benefits before your visit and apply them to your written estimate.

Insurance rules and annual maximums vary a lot from one employer plan to the next, so we don't assume anything. Our front desk team calls your carrier, confirms your remaining benefit for the year, and builds that figure directly into your treatment estimate before you agree to anything. If you'd like more detail on how we handle claims and pre-authorizations, visit our Insurance page, or take a look at our current Special Offers for new and returning patients.

Ways to pay

Four routes to affordable care

Dental Insurance

We file on your behalf and work to maximise your annual benefit, so you use what you have already paid for.

In-House Membership Plan

No insurance? Our membership plan includes preventive care and currently gives 15% off all treatment with no annual maximum.

Cherry Financing

Third-party payment plans that spread treatment over monthly instalments, with 0% APR available to qualified applicants.

CareCredit

A long-standing healthcare credit option accepted here for larger treatment plans.

Most patients end up combining two of these routes - insurance for the portion it covers, then Cherry or CareCredit to spread out whatever is left. Our team can run the numbers for you during your visit so you see the real total before any work starts, not a surprise figure weeks later. If you're uninsured and visit us regularly, the membership plan often ends up being the more affordable option over a full year of care.

External payment plan

Treat now, pay monthly with Cherry

Cherry lets you split the cost of treatment into predictable monthly payments, with a quick application and no impact on your credit score to check your options.

Choose a plan length that fits your budget, then start treatment straight away rather than waiting for the next benefit year.

Payment plans through Cherry Technologies, Inc. are issued by participating lending partners. 0% APR and other promotional rates are available for qualified applicants and are subject to eligibility.

Apply with Cherry

Cherry payment plans accepted at Flossophy Dental Studio.

We hear from a lot of patients who delayed treatment for months because they were waiting to "save up" or waiting for a new insurance year to begin. Cherry removes that waiting period. Once your estimate is finalized, you can apply from your phone in the waiting room, get a decision in minutes, and move forward with your appointment the same day in many cases.

This matters most for patients dealing with pain right now. An emergency dentist in Fort Worth can usually see you quickly, but treatment like a root canal or extraction still has a real cost attached to it. Spreading that cost over a few months, rather than paying it all up front, is often the difference between getting treated this week or putting it off for months.

Payment routes

Explore your financial options

Insurance, monthly payments or our in-house membership plan - whichever works out better for you.

Cherry Financing

Treat now, pay later. Fast approval, no hard credit check, and plans from 3 to 24 monthly payments.

Read more

Dental Insurance

We accept and file most major dental plans, and we will verify your specific benefits before treatment so you know your real out-of-pocket cost.

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Questions

Financial FAQs

Do you take my insurance?

We're in-network with Delta Dental, MetLife, Cigna, BlueCross BlueShield, Aetna, and most major PPO plans, including United Healthcare, Humana, and Guardian. Even if your specific plan isn't one we're directly contracted with, we can often still file claims for you as an out-of-network provider. Give us a call at (817) 720-0121 with your insurance card in hand, and we'll check your benefits before you ever step foot in our Fort Worth office, so there are no guessing games about coverage.

Will I know the cost before treatment starts?

Yes, always. Before we recommend any treatment beyond a routine checkup, we go over a written estimate with you that accounts for your insurance benefits, your membership discount if you have one, and any remaining balance. We won't move forward with a filling, crown, root canal, or any other procedure until you understand exactly what it will cost and have agreed to the plan. Our goal is for you to leave every visit with a clear receipt, not a confusing bill weeks later.

What if I have no insurance at all?

Many of our patients don't carry dental insurance, and that's exactly why we built our in-house membership plan. For one annual fee, you get your preventive care, exams, and cleanings included, plus 15% off all additional treatment with no annual maximum to worry about. It's a straightforward way to budget for dental care throughout the year, whether you're coming in for a cleaning or you need an emergency dentist in Fort Worth for a cracked tooth. Ask our front desk about enrollment at your next visit.

Can I spread payments over time?

Yes. We offer monthly payment plans through Cherry, with options from 3 to 24 months and 0% APR available for qualified applicants. Applying takes a few minutes, checking your options doesn't affect your credit score, and approved patients can typically start treatment the same day rather than waiting to save up. We also accept CareCredit for patients who already have that account set up, so you have more than one option for larger treatment plans.

Do you still see patients needing urgent or emergency care without insurance?

Absolutely. Tooth pain and dental injuries don't wait for a convenient time, and we don't want a lack of insurance to keep you from getting seen. Call us at (817) 720-0121 and let our team know you're dealing with an urgent issue - we'll work to get you in quickly and walk you through your cost and payment options, including Cherry financing, right away so you can focus on getting out of pain.

Your Smile Starts Here

Ready to Experience Dentistry Done Right?

Schedule your visit with Flossophy Dental Studio Matthew and discover gentle, personalized care designed around your comfort and your smile.